Looking for a mortgage? Shop around, watch for fees to ensure you get the best deal

Mortgage interest rates have hovered near historic lows in recent years, but change may be on the horizon.

The Federal Reserve is considering increasing the short-term interest rate it controls as early as June. That could send mortgage rates moving higher again.

For now, rates remain homebuyer-friendly. The national average rate for a 30-year, fixed mortgage fell to 3.75 percent last week. It was 4.28 percent a year ago.

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